Emergency Health Insurance for B visa holders
Content Updated 5/12/2022
Visitor medical insurance is designed for people who are traveling away from their home country. This includes when you travel for a business trip, take a vacation or your when your parents are visiting from abroad. If you or someone you know just received your B visa then visitor medical insurance might be right for you. No matter the situation, remember that things can go wrong at any time no matter the situation.
Most insurance plans do not cover you if you are abroad – visitor medical insurance does!
What is Visitor Medical Insurance?
The focus of visitor medical insurance is the emergency services. If you are away from home and you or the person insured has a medical emergency, you will not be stuck with unreasonable bills to pay.
Visitor medical policies cover medical evacuations in the instance that you need to be transported via airlift to a medical care facility quickly. This insurance covers you if you require emergency dental treatment. All policies have different benefits, be sure to pick a policy that fits your needs and your budget.
Most people are worried that they could have an accident and end out in the emergency room while they travel. In the US that could costs thousands of dollars.
Some Visitors medical Insurance covers COVID-19 same as any illness, and some excludes COVID-19 coverage. Read on for details.
How to Pick Visitor Medical Insurance that Meets Your Needs?
The experts at TaiAn are always available to help guide you:
taianfinancialllc@gmail.com or by phone at 317-318-8259.
Here are some tips on selecting visitor medical insurance coverage. All of these plans are good for people traveling to the US on a visitor’s visa (B visa), or for anyone traveling outside the US and outside their resident country.
Our most popular plan meeting many visitors needs is Patriot Lite Travel Medical. Patriot Travel Medical includes Patriot America for US destinations, and Patriot International for non-US destinations. Patriot International for non-US destinations includes coverage for COVID-19.
If you are under 70 years old, traveling to the US, and want coverage for acute onset of pre-existing medical conditions consider Patriot America Plus. Patriot America Plus includes coverage for COVID-19.
If you want the best benefits available consider Patriot Platinum. Patriot Platinum includes coverage for COVId-19.
To compare benefits in different plans you can look at these resources:
Travel Medical Plans for Visitors
Compare all Plans for International Travelers
Who Buys Visitors Medical Insurance?
Frequently visitors medical insurance is purchased for parents visiting the US. Their adult kids are the most common buyer. There’s a good reason. When your parents come here to visit they have no idea how expensive health care is. They spent their whole lives caring for you, and now it’s your turn to care care of them.
For help choosing the best Travel Medical Insurance for your needs, check out our visitor’s insurance page or give one of our trained insurance experts a call (317)-318-8259. We are standing by waiting to help you!
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Dear Sir/ Madam,
I would like to contract a health insurance at the lowest price, with the requirements below, which one do you recommend me?
-Minimum Required Coverage:
$300,000 Medical Services: For inpatient it should cover daily hospital room & board, intensive care unit, inpatient and outpatient operating/treatment/recovery rooms, medical services and supplies such as medications provided while inpatient, physician visits, imaging, emergency treatment of injury even if not admitted, professional fees of doctors, surgeons and nurses. For outpatient it should cover professional fees of doctors, office visits, referrals, X-rays, labs, emergency room fees (illness and injury), mental disorder & substance abuse,
Ambulance Services Expenses: Ground ambulance service to a hospital for necessary emergency care.
Prescription Drugs: for both inpatient and outpatient.
Yours faithfully,
Jamille
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The IMG Patriot Exchange Program can meet the above requirements. Please visit http://www.j1insurance.net/blog/img-patriot-exchange/ for more details. The product that meets all the requirements listed in your email is in the column on the right (PEP ( Patriot Exchange Program )). There is a purchase link on that webpage too. Pricing depends on your age, benefit level and deductible. If you click the link to buy you can get a price quote with no obligation. The other plans on that page don’t meet all of your requirements.
Your email says you need $300,000 in medical coverage. That doesn’t say if you need $300,000 per illness or injury or $300,000 overall. The Patriot Exchange Program covers $5,000,000 overall and can be chosen with $50,000 $100,000, $250,000 or $500,000 per injury or illness. If you have more specific requirements for us to look at we might be able to better direct you.
Let us know what questions you have, we’re glad to help.
Thank you,