Health Insurance for Outside of Your Resident Country
International Medical Group (IMG) offers a full line of international medical insurance products. You can explore the product categories below to find the right International Medical Group offering to meet your needs. International Student Insurance and International Scholar Insurance plans are designed for spending several years studying or researching abroad. If you are permanently living abroad you can explore our long term Global Medical Insurance plans. Other international travelers can benefit from our wide range of Travel Medical Insurance as well as Travel Trip Insurance plans to protect both your health and your investment in your travel costs.
Content Update 3/6/2025
International Scholar
International Medical Group plans for J visa holders are required to meet the US Department of State (USDOS) J1 insurance requirements and their school, laboratory, or other sponsoring organizations requirements for the duration of their visa. The International Medical Group (IMG ) Patriot Exchange Program Plans ( Patriot Exchange Program, Taian Patriot Exchange, and Taian Exchange Select ) with $100,000 benefit per illness or injury are affordable plans that meet the USDOS requirements. The International Medical Group (IMG ) Student Health Advantage Plans add some additional coverage and also meet all of the US Department of State J visa insurance requirements. Most J visa sponsoring organizations insurance requirements are the same as the USDOS, however some US colleges and Universities have higher requirements. If your sponsor is a US college or University you can check your requirements here (this link goes to our partner’s website Taian Financial): Link to School Listing
All of these Scholar insurance plans cover COVID-19 same as any illness.
Buy Most Poplular Plan TaiAn Patriot Exchange
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International Students and Educators
International Medical Group plans listed here meet the health insurance needs of International Students, Educators, and anyone traveling internationally for an educational or cultural exchange purpose. Non US residents traveling to the US or anywhere outside their home country are eligible. US residents traveling anywhere outside the US are eligible.
There is a full range of benefit and price points available.
International Medical Group Patriot Exchange Program Plans, Student Health Advantage Plans and Travel Medical Insurance Plans are all options for International Students and Educators.
Taian Patriot Exchange, Taian Exchange Select, Patriot Exchange Program, and Student Health Advantage cover COVID-19 same as any illness.
Buy Most Popular Plan TaiAn Patriot Exchange
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Travel Medical Insurance
Addresses the insurance needs of US and non-US residents who need temporary medical insurance while traveling for business, pleasure, or education anywhere outside of their home country.
International Medical Group Patriot Lite Travel Medical Insurance is our most popular offering. Patriot America Plus Travel Medical Insurance, and Patriot Platinum Travel Medical Insurance provide some additional benefits. The GlobeHopper Senior Travel Medical Insurance is designed for people enrolled in medicare in the US. The GlobeHopper Travel Medical Insurance and GlobeHopper Platinum Travel Medical Insurance plans offer benefits in Euros or British Pounds for people traveling to Europe.
Click for more info on GlobeHopper Medical
The ITravelInsured Travel Insurance Plans are designed to cover air and cruise travel costs, emergency medical and rental car for trips up to 90 days.
IMG Patriot Travel Medical Plans are highly customizable to meet your needs:
- Short-term travel medical coverage – renewable up to 24 months or 36 months depending on the plan.
- Coverage for individuals, groups and dependents.
- For anyone traveling outside their residence country
- Medical benefits from $50,000 to $8,000,000
- Deductible options from $0 to $25,000
- Freedom to seek treatment with hospital or doctor of your choice
- Patriot America Lite Patriot America Plus, and Patriot America Platinum provide access to UnitedHealthcare Options network – provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing.
Buy Most Poplular Plan Patriot Lite Travel Medical
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Global Insurance
International Medical Group global plans address the insurance needs of US and non-US citizens who need long-term, annually renewable, comprehensive worldwide medical insurance for individuals and families. These plans provide coverage for individuals or families living or working abroad, contract employees living and working abroad, and seniors with dual residencies.
These Plans are highly customizable to meet your needs:
Medical benefits in dollars, Euro or Pounds Sterling
Medical Benefits from $1,000,000 to $8,000,000
Deductible options from $100 to $25,000
Freedom to seek treatment with hospital or doctor of your choice
International Medical Group Global Medical Insurance Bronze, Silver, Gold, and Platinum offer premiums in US dollars and benefit maximums in US dollars. The plans are for both US citizens living abroad and Non US citizens living anywhere in the world. There is a range of benefits from the Bronze plan which is a low cost offering covering hospital In patient care to the Platinum plan which is comprehensive and covers wellness care, maternity, dental, and vision.
IMG Global Medical Bronze, Silver, Gold, and Platinum cover COVID-19 same as any illness.
US Dollar Global Medical Insurance Details
Buy Most Popular Plan Global Medical
IMG Europe offerings are available in US Dollars, British Pounds Sterling, or Euros. IMG Europe GlobalFusion Bronze, Silver, Gold, Gold Plus and Platinum are for both US citizens living abroad and Non US citizens living anywhere in the world. There is a range of benefits from the Bronze plan which is a low cost offering covering hospital In patient care to the Platinum plan which is comprehensive and covers wellness care, maternity, dental, and vision. The IMG Europe GlobalSelect Headstart, Basic, Standard, and Executive plans have similar benefits and are designed for the longer term purchaser.
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Students and Educators
IMG Patriot Exchange
| Plan B (TaiAn Patriot Exchange) Most Popular |
Plan S (TaiAn Exchange Select) Lowest Cost |
PEP (Patriot Exchange Program ) |
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| Citizenship | For US or Non-US Residents | For US or Non-US Residents | For US or Non-US Residents | ||||||||||||||||||||||||||||||||||||||||||||||||
| Insurance Provider | IMG – International Medical Group | IMG – International Medical Group | IMG – International Medical Group | ||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Network Provider | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | ||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Benefits per Accident or Illness or Injury |
Options: $50,000 – not for J visa $100,000 $250,000 $500,000 |
Options: $50,000 – not for J visa $100,000 $250,000 $500,000 |
Options: $50,000 – not for J visa $100,000 $250,000 $500,000 |
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| Repatriation of Remains | $25,000 | $25,000 | $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Evacuation | $50,000 | $50,000 | $50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Pre-existing conditions (Illness or Injury) | After 12 months of continuous coverage. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
After 12 months of continuous coverage. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
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| Deductible | $100 per illness $0 annual $250 annual $500 annual Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$100 per illness $250 annual $500 annual Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$0 per illness $100 per illness $250 per illness $500 per illness |
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| Student Health Center Copay | $5, no deductible | $5, no deductible | $5, no deductible | ||||||||||||||||||||||||||||||||||||||||||||||||
| Urgent Care Center Copay | $40 copay instead of deductible. $0 copay for $0 deductible plan. | $40 copay instead of deductible. | $50 copay instead of deductible. $0 copay for $0 deductible plan. | ||||||||||||||||||||||||||||||||||||||||||||||||
| Teledoc | $0 copay, no deductible | $0 copay, no deductible | Group Plan Only. $0 copay, no deductible | ||||||||||||||||||||||||||||||||||||||||||||||||
| Coinsurance | Insurance pays 100%. | In US: In Network Insurance pays 80% Insured pays 20% In US: Out of Network Insurance pays 70% Insured pays 30% Outside the US: Insurance pays 80% Insured pays 20%. |
In US: In Network Insurance pays 90% Insured pays 10% ($1,000 maximum) In US: Out of Network Insurance pays 80% Insured pays 20% Outside the US: Insurance pays 100% Insured pays 0% |
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| Hospital Room and Board | Average semi-private room | Average semi-private room | Average semi-private room | ||||||||||||||||||||||||||||||||||||||||||||||||
| Intensive Care | URC (Usual Reasonable and Customary) | URC (Usual Reasonable and Customary) | URC (Usual Reasonable and Customary) | ||||||||||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $500 deductible for illness without hospitalization | ||||||||||||||||||||||||||||||||||||||||||||||||
| Prescription Drugs | URC with period of coverage limit of $250,000 | Inpatient In Network 80% coinsurance. Inpatient Out of Network or Outpatient 70% coinsurance. Period of coverage limit of $250,000 | URC with period of coverage limit of $250,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Accident Dental | Injury $500, Sudden pain $350 | Injury $500, Sudden pain $350 | Injury $500, Sudden pain $350 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Accidental Death & Loss of Limb | $25,000 | $25,000 | $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Sample Price $100,000 Medical Benefits $100 per illness deductible Same Price for J1, J2, F1, F2 |
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| Sample Price $100,000 Medical Benefits $500 annual deductible Same Price for J1, J2, F1, F2 |
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Lowest Cost Plan |
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| Group for 5 primary insured or more | Group Plan B 10% off | Group Plan S 10% off | Group Plan 2%-4% off | ||||||||||||||||||||||||||||||||||||||||||||||||
| Special Dependent Rates | One Child under 10 free with each Parent Purchased | One Child under 10 free with each Parent Purchased | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Individual or Family Plan Now | Buy Plan B TaiAn Patriot Exchange | Buy Plan S TaiAn Exchange Select | Buy Patriot Exchange Plan | ||||||||||||||||||||||||||||||||||||||||||||||||
| Individuals Join a Group for 10% Discount | Join Group for 10% Discount | Join Group for 10% Discount | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Group Plan Now | Buy Group Plan B(TPE group) | Buy Group Plan S(TES Group) | Buy Group Patriot Exchange Plan | ||||||||||||||||||||||||||||||||||||||||||||||||
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Student Health Advantage
| Student Health Advantage Standard | Student Health Advantage Platinum | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Residency | For US or Non-US residents | For US or Non-US residents | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Insurance Provider | IMG – International Medical Group | IMG – International Medical Group | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Network Provider | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Benefits per Accident or Illness or Injury |
$300,000 | $500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Repatriation of Remains | $50,000 | $50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Evacuation | $500,000 | $500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pre-existing conditions (Illness or Injury) | After 12 months of continuous coverage | After 6 months of continuous coverage | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deductible | $250 per illness | $100 per illness | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Student Health Center Copay | $5, no deductible | $5, no deductible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Coinsurance | No coinsurance outside of U.S.; In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20% | No coinsurance outside of U.S.; In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hospital Room and Board | Average semi-private room | Average semi-private room | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intensive Care | URC (Usual Reasonable and Customary) | URC (Usual Reasonable and Customary) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Prescription Drugs | In-patient URC, out-patient 50%. Period of coverage limit of $250,000 for primary, $100,000 Dependents | In-patient URC, out-patient 50%. Period of coverage limit of $250,000 for primary, $100,000 Dependents | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Accident Dental | Injury $500, Sudden pain $350 | Injury $500, Sudden pain $350 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Accidental Death & Loss of Limb | $25,000 | $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Mental Health and Substance Abuse | In-patient URC to $10,000, out-patient $50/day to $500 | In-patient URC to $10,000, out-patient $50/day to $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Maternity Coinsurance | Not Covered | Not covered – If you are pregnant before your policy is effective. No coinsurance outside of U.S. In the U.S. in PPO 20% of eligible charges. In the U.S. out of PPO 40% of eligible charges. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cost Per Month (Travel to US) |
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| Cost Per Month (Travel outside US) |
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| Group for 5 primary insured or more | Group A Standard about 16% off | Group A Platinum about 35% off | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Individual or Family Plan Now | Buy Plan A Student Health Advantage Standard | Buy Plan A Student Health Advantage Platinum | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Group Plan Now | Buy Group Plan A Standard | Buy Group Plan A Platinum | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Patriot Lite Travel Medical Insurance
Our lowest cost Travel Medical Insurance. Good for many travelers and students. This plan has the best rates for young travelers amongst all of our plans. For US or Non-US Residents.
Patriot International for Non-US destinations covers COVID-19 same as any illness. Patriot America for US destinations does not. For similar coverage with COVID-19 coverage for a US destination see Patriot America Plus
| IMG Patriot Lite Travel Medical Insurance | Patriot America Lite For non-US residents traveling to the US | Patriot International Lite For anyone traveling outside the US and outside their resident country | ||||||||||||||||||||||||||||||||||||||||
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| Lifetime maximum | $50,000, $100,000, $250,000, $500,000, $1,000,000 | $50,000, $100,000, $500,000, $1,000,000 | ||||||||||||||||||||||||||||||||||||||||
| Term | 5 days to 2 years | 5 days to 2 years | ||||||||||||||||||||||||||||||||||||||||
| Deductible | $0, $100, $250, $500, $1,000, $2,500. Optional Benefit – Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$0, $100, $250, $500, $1,000, $2,500. Optional Benefit – Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
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| Urgent Care Center | $25 copay, deductible waived. Not applicable when $0 deductible selected. | $25 copay, deductible waived. Not applicable when $0 deductible selected. | ||||||||||||||||||||||||||||||||||||||||
| Walk in Clinic | $15 copay, deductible waived. Not applicable when $0 deductible selected. | $15 copay, deductible waived. Not applicable when $0 deductible selected. | ||||||||||||||||||||||||||||||||||||||||
| Doctor Care | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Coinsurance | In-PPO No Coinsurance Out-PPO, 20% to $5,000 then 0% | No coinsurance outside of U.S. | ||||||||||||||||||||||||||||||||||||||||
| Intensive care unit | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Bedside Visit | $1,500 benefit for bedside visitor while in intensive care. Not subject to deductible. | $1,500 benefit for bedside visitor while in intensive care. Not subject to deductible. | ||||||||||||||||||||||||||||||||||||||||
| Hospitalization / room & board | Up to the Maximum for average semi-private room rate | Up to the Maximum for average semi-private room rate | ||||||||||||||||||||||||||||||||||||||||
| Surgery Care | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Outpatient Surgery Care | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Hospital Daily Indemnity | $250 per day. 10 day maximum. | $250 per day. 10 day maximum. | ||||||||||||||||||||||||||||||||||||||||
| Prescription Drugs | Up to the Maximum, not to exceed $250,000. Subject to coinsurance in the US. | Up to the Maximum, not to exceed $250,000. Subject to coinsurance in the US. | ||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | ||||||||||||||||||||||||||||||||||||||||
| Local Ambulance | Up to Maximum for injury resulting in needed emergency care, or illness resulting in overnight hospital stay. Otherwise not covered. | Up to Maximum for injury resulting in needed emergency care, or illness resulting in overnight hospital stay. Otherwise not covered. | ||||||||||||||||||||||||||||||||||||||||
| Accidental Dental Injury | $300 maximum due to dental accident or unexpected pain to sound natural teeth. Up to the maximum benefit for treatment at a hospital due to an accident including follow up treatment at a dentist. | $300 maximum due to dental accident or unexpected pain to sound natural teeth. Up to the maximum benefit for treatment at a hospital due to an accident including follow up treatment at a dentist. | ||||||||||||||||||||||||||||||||||||||||
| Sport & Activities Coverage | Up to the Maximum for basic sports | Up to the Maximum for basic sports | ||||||||||||||||||||||||||||||||||||||||
| Trip Interruption | Up to $10,000 | Up to $10,000 | ||||||||||||||||||||||||||||||||||||||||
| Optional Trip Benefits | Cell Phone Protection | Cell Phone Protection iTravelInsured Essential trip expense coverage |
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| Accidental Death & Loss of Limb | $50,000 principal sum | $50,000 principal sum | ||||||||||||||||||||||||||||||||||||||||
| Emergency Medical Evacuation | $1,000,000 | $1,000,000 | ||||||||||||||||||||||||||||||||||||||||
| Repatriation of remains | Up to the maximum benefit selected | Up to the maximum benefit selected | ||||||||||||||||||||||||||||||||||||||||
| Pre-existing conditions | N/A | Non-US citizen up to age 69 – up to lower of plan maximum or $1,000,000. US citizen up to age 64 with primary health coverage – up to plan maximum. US citizen up to age 64 without primary health coverage – $20,000. US citizen age 65 up to age 69 – $2,500. |
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| Health Network | UnitedHealthcare Options network (for Patriot America in the US) provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. |
IMG Network | ||||||||||||||||||||||||||||||||||||||||
| Personal Liability Coverage | Injury to another or damage to others property – $25,000 maximum subject to $100 deductible | Injury to another or damage to others property – $25,000 maximum subject to $100 deductible | ||||||||||||||||||||||||||||||||||||||||
| Lost Luggage | $50 per item, $500 maximum | $50 per item, $500 maximum | ||||||||||||||||||||||||||||||||||||||||
| Group Pricing | 5 or more primary insured have about 5% discount | 5 or more primary insured have about 5% discount | ||||||||||||||||||||||||||||||||||||||||
| Premium for $50,000 maximum and $250 deductible ($10,000 max for 80+ age) – minimum purchase 5 days |
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| Premium for $50,000 maximum and $1000 deductible ($10,000 max for 80+ age) – minimum purchase 5 days |
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Buy Patriot Lite Travel Medical Insurance |
Buy Patriot Lite Travel Medical Insurance |
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Buy Group (10% off)
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Buy Group (10% off)
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Travel Medical Insurance
Patriot Lite Travel Medical Insurance
Our lowest cost Travel Medical Insurance. Good for many travelers and students. This plan has the best rates for young travelers amongst all of our plans. For US or Non-US residents.
| IMG Patriot Lite Travel Medical | Patriot America Lite For non-US residents traveling to the US | Patriot International Lite For anyone traveling outside the US and outside their resident country | ||||||||||||||||||||||||||||||||||||||||
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| Lifetime maximum | $50,000, $100,000, $250,000, $500,000, $1,000,000 | $50,000, $100,000, $500,000, $1,000,000 | ||||||||||||||||||||||||||||||||||||||||
| Term | 5 days to 2 years | 5 days to 2 years | ||||||||||||||||||||||||||||||||||||||||
| Deductible | $0, $100, $250, $500, $1,000, $2,500 Optional Benefit – Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$0, $100, $250, $500, $1,000, $2,500. Optional Benefit – Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
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| Urgent Care Center | $25 copay, deductible waived. Not applicable when $0 deductible selected. | $25 copay, deductible waived. Not applicable when $0 deductible selected. | ||||||||||||||||||||||||||||||||||||||||
| Walk in Clinic | $15 copay, deductible waived. Not applicable when $0 deductible selected. | $15 copay, deductible waived. Not applicable when $0 deductible selected. | ||||||||||||||||||||||||||||||||||||||||
| Doctor Care | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Coinsurance | In-PPO No Coinsurance Out-PPO, 20% to $5,000 then 0% | No coinsurance outside of U.S. | ||||||||||||||||||||||||||||||||||||||||
| Intensive care unit | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Bedside Visit | $1,500 benefit for bedside visitor while in intensive care. Not subject to deductible. | $1,500 benefit for bedside visitor while in intensive care. Not subject to deductible. | ||||||||||||||||||||||||||||||||||||||||
| Hospitalization / room & board | Up to the Maximum for average semi-private room rate | Up to the Maximum for average semi-private room rate | ||||||||||||||||||||||||||||||||||||||||
| Surgery Care | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Outpatient Surgery Care | Up to the Maximum | Up to the Maximum | ||||||||||||||||||||||||||||||||||||||||
| Hospital Daily Indemnity | $250 per day. 10 day maximum. | $250 per day. 10 day maximum. | ||||||||||||||||||||||||||||||||||||||||
| Prescription Drugs | Up to the Maximum, not to exceed $250,000. Subject to coinsurance in the US. | Up to the Maximum, not to exceed $250,000. Subject to coinsurance in the US. | ||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | ||||||||||||||||||||||||||||||||||||||||
| Local Ambulance | Up to Maximum for injury resulting in needed emergency care, or illness resulting in overnight hospital stay. Otherwise not covered. | Up to Maximum for injury resulting in needed emergency care, or illness resulting in overnight hospital stay. Otherwise not covered. | ||||||||||||||||||||||||||||||||||||||||
| Accidental Dental Injury | $300 maximum due to dental accident or unexpected pain to sound natural teeth. Up to the maximum benefit for treatment at a hospital due to an accident including follow up treatment at a dentist. | $300 maximum due to dental accident or unexpected pain to sound natural teeth. Up to the maximum benefit for treatment at a hospital due to an accident including follow up treatment at a dentist. | ||||||||||||||||||||||||||||||||||||||||
| Sport & Activities Coverage | Up to the Maximum for basic sports | Up to the Maximum for basic sports | ||||||||||||||||||||||||||||||||||||||||
| Trip Interruption | Up to $10,000 | Up to $10,000 | ||||||||||||||||||||||||||||||||||||||||
| Optional Trip Benefits | Cell Phone Protection | Cell Phone Protection iTravelInsured Essential trip expense coverage |
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| Accidental Death & Loss of Limb | $50,000 principal sum | $50,000 principal sum | ||||||||||||||||||||||||||||||||||||||||
| Emergency Medical Evacuation | $1,000,000 | $1,000,000 | ||||||||||||||||||||||||||||||||||||||||
| Repatriation of remains | Up to the maximum benefit selected | Up to the maximum benefit selected | ||||||||||||||||||||||||||||||||||||||||
| Pre-existing conditions | N/A. Optional Benefit – Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
Non-US citizen up to age 69 – up to lower of plan maximum or $1,000,000. US citizen up to age 64 with primary health coverage – up to plan maximum. US citizen up to age 64 without primary health coverage – $20,000. US citizen age 65 up to age 69 – $2,500. Optional Benefit – Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
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| Health Network | UnitedHealthcare Options network (for Patriot America in the US) provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. |
IMG Network | ||||||||||||||||||||||||||||||||||||||||
| Personal Liability Coverage | Injury to another or damage to others property – $25,000 maximum subject to $100 deductible | Injury to another or damage to others property – $25,000 maximum subject to $100 deductible | ||||||||||||||||||||||||||||||||||||||||
| Lost Luggage | $50 per item, $500 maximum | $50 per item, $500 maximum | ||||||||||||||||||||||||||||||||||||||||
| Group Pricing | 5 or more primary insured have about 5% discount | 5 or more primary insured have about 5% discount | ||||||||||||||||||||||||||||||||||||||||
| Premium for $50,000 maximum and $250 deductible ($10,000 max for 80+ age) – minimum purchase 5 days |
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| Premium for $50,000 maximum and $1000 deductible ($10,000 max for 80+ age) – minimum purchase 5 days |
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| Patriot Lite Travel Medical InsuranceBuy Now | Patriot Lite Travel Medical InsuranceBuy Now | |||||||||||||||||||||||||||||||||||||||||
| Group for 5 or more (5% off)Buy Group | Group for 5 or more (5% off)Buy Group | |||||||||||||||||||||||||||||||||||||||||
| Patriot Travel FAQ | Patriot Travel FAQ | |||||||||||||||||||||||||||||||||||||||||
| Patriot Travel Brochure | Patriot Travel Brochure |
Patriot America Plus Travel Medical Insurance
IMG Patriot America Plus Travel Medical Insurance is designed for non-US residents traveling out of their country of residence to destinations including the US, regardless of visa type.
The price chart is based on $50,000 maximum benefit and $250 deductible.
| Age | 30 days Premium |
|---|---|
| < 18 | $45.60 |
| 18-29 | $45.60 |
| 30-39 | $56.70 |
| 40-49 | $74.40 |
| 50-59 | $123.90 |
| 60-64 | $159.00 |
| 65-69 | $167.40 |
| 70-79 | $279.30 |
| 80+ | $765.00 |
Patriot Platinum Travel Medical Insurance
Medical benefits up to $8,000,000, and coverage periods up to 3 years. Many senior citizens choose this coverage to have more benefits than available in the Patriot Travel Medical plan which limits benefits for people over 70 years old.
The price chart is based on $250 deductible.
| $2,000,000 Benefit, $250 Deductible | ||
|---|---|---|
| Age | Patriot Platinum America 30 days Premium | Patriot Platinum International 30 days Premium |
| under 18 | $99.00 | $54.60 |
| 18-29 | $99.30 | $57.60 |
| 30-39 | $113.40 | $67.50 |
| 40-49 | $148.80 | $112.50 |
| 50-59 | $252.30 | $190.80 |
| 60-64 | $365.70 | $238.80 |
| 65-69 | $408.30 | $280.20 |
| 70-79* | $603.90 | $417.90 |
| 80+** | $1,588.20 | $741 |
* $100,000 max for 70-79 age
** $20,000 max for 80+ age
Read Brochure
Purchase Policy
GlobeHopper Senior
Designed for Senior Citizens who are enrolled in Medicare. People in their 70s can get up to $1 million of coverage, and someone 80+ can get $100,000 of coverage. These maximums are limited on the Patriot International to $50,000 and $10,000, respectively. Also, non-life threatening medical evacuation is included.
| $50,000 maximum benefit $250 deductible. | |
| Age | Price per Month |
|---|---|
| 65-69 | $163 |
| 70-79 | $214 |
| 80+ | $375 |
Single-Trip
Addresses the insurance needs of U.S. citizens and U.S. permanent resident seniors who need temporary medical insurance while traveling outside the U.S.
Multi-Trip
Addresses the insurance needs of U.S. citizens and U.S. permanent resident seniors who need temporary medical insurance while traveling outside the U.S.
iTravelInsured Travel Insurance
| Taian Travel Insurance | Travel Lite | Travel SE | Travel LX |
| Travel Cancellation | $25,000 | $50,000 | $100,000 |
| Travel Interruption | $25,000 | $50,000 | $150,000 |
| Travel Delay | $500 Max ($125/day) | $500 Max ($125/day) | $1000 Max ($250/day) |
| Missed Connection | $500 | $500 | $500 |
| Lost Baggage | $750 | $1,500 | $2,500 |
| Baggage Delay | $150 | $250 | $500 |
| Medical Benefit Accident / Sickness | $100,000 | $150,000 | $500,000 |
| Emergency Medical Evacuation | $250,000 | $500,000 | $1,000,000 |
| AD&D | N/A | $25,000 | $100,000 |
| Cancel any reason | N/A | N/A | 75% of trip cost-optional benefit |
| Cancel for Work Reasons | Yes | Yes | Yes |
| Rental Car Damage | N/A | $40,000 (optional) | $40,000 |
| Children 17 and under free | N/A | Yes | N/A |
| Pre-Existing Conditions Coverage | N/A | Yes | Yes |
| 24/7 emergency travel assistance | Yes | Yes | Yes |
| Brochure | Travel Lite | Travel SE | Travel LX |
| Price Quote or Purchase | Buy Travel Lite | Buy Travel SE | Buy Travel LX |
More Details
Global Medical Insurance
| IMG Global Medical Insurance | Global Medical (Silver Plan) $250 deductible | Global Medical (Gold Plan) $500 deductible | Global Medical (Platinum Plan) $1000 deductible | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Annual Deductible | $250, $500, $1,000, $2,500, $5,000, $10,000 | $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000 | $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Family Deductible | 3 times the individual | 3 times the individual | 2 times the individual | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Lifetime Max limit | $5,000,000 per individual | $5,000,000 per individual | $8,000,000 per individual | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treatment inside the U.S. | In-PPO(UnitedHealthcare PPO): Subject to deductible. No coinsurance Non-PPO: You pay 20% of next $5000 expenses after deductible |
In-PPO(UnitedHealthcare PPO): Subject to deductible. No coinsurance Non-PPO: You pay 20% of next $5000 expenses after deductible |
In-PPO(UnitedHealthcare PPO): Subject to deductible. No coinsurance Non-PPO: You pay 20% of next $5000 expenses after deductible |
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| Treatment in U.S. with Medical Concierge | Deductible 50% waived (up to $2500). No coinsurance. | Deductible 50% waived (up to $2500). No coinsurance. | Deductible 50% waived (up to $2500). No coinsurance. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Treatment outside the U.S. | Deductible 50% waived (up to $2500). No coinsurance. | Deductible 50% waived (up to $2500). No coinsurance. | Deductible 50% waived (up to $2500). No coinsurance. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intensive care unit | $1,500/day, 180 day /event | URC(Usual Reasonable and Customary) | URC(Usual Reasonable and Customary) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hospitalization/room & board | In U.S. average semi-private room rate. Outside of U.S. URC of private room rate (not exceed 150% semi-private). All subject to $600/day, 240 day max | In U.S. average semi-private room rate. Outside of U.S. URC of private room rate (not exceed 150% semi-private). | Private room rate | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization in U.S. | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization in U.S. | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization in U.S. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Local Ambulance | $1500/event – not subject to deductible or coinsurance | URC | URC | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Child Wellness (under 18 y/o) | 3 visit/period, $70 max/period. | $200/period, not subject to deductible or coinsurance. | $400/period, not subject to deductible or coinsurance. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Adult Wellness | NA | $250/period, not subject to deductible or coinsurance. Available for those at least 19 years old | $500/period, not subject to deductible or coinsurance. Available for those at least 19 years old | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Healthy Travel Preventive | $250 Benefit for vaccines prior to departing home country and up to 30 days prior to plan effective date. | $250 Benefit for vaccines prior to departing home country and up to 30 days prior to plan effective date. | $250 Benefit for vaccines prior to departing home country and up to 30 days prior to plan effective date. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Emergency Dental (accident) | $1,000/period | URC | URC | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Non-emergency Dental | Optional Rider | Optional Rider | $750/year | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Vision | Optional Rider | Optional Rider | Exams-up to $100. Materials-up to $150 per 24 months | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Surgery | URC | URC | URC | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hospital Daily Indemnity (outside U.S.) | Private Hospital: $400 per night/$4,000 max, Public Hospital: $500 per night/$5,000 max | Private Hospital: $400 per night/$4,000 max, Public Hospital: $500 per night/$5,000 max | Private Hospital: $400 per night/$4,000 max, Public Hospital: $500 per night/$5,000 max | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Emergency Evacuation | $50,000 per period, not subject to deductible or coinsurance | Up to the maximum limit, not subject to deductible or coinsurance | Up to the maximum limit, not subject to deductible or coinsurance | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Repatriation of remains | $25,000 per insured, not subject to deductible or coinsurance | $25,000 per insured, not subject to deductible or coinsurance | $50,000 per insured, not subject to deductible or coinsurance | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Mental/Nervous | Out-patient only, after 12 month of coverage | $10,000 per year – $50,000 max, after 12 month of coverage | $50,000 max, after 12 month of coverage | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pre-existing conditions | May have limited coverage after 24 months or be excluded at time of underwriting | May have limited coverage after 24 months or be excluded at time of underwriting | May be covered same as any illness or excluded at time of underwriting | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Maternity | NA | NA | Maternity is covered same as any illness for any maternity related claim with a service date that occurs after 10 months of coverage – $2,500 additional deductible, $50,000 lifetime max. $200 child wellness for the first 12 months. new born care & congenital disorders max of $250,000 for the first 31 days. Maternity related claims with dates of service before 10 months are not covered. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| More on Maternity | NA | NA | IMG often excludes maternity coverage for dates of conception before 24 months. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Rate | $250 Deductible Dependent child
Adult
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$500 Deductible Dependent child
Adult
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$1,000 Deductible Dependent child
Adult
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Buy Global Medical (Silver Plan) |
Buy Global Medical (Gold Plan) |
Buy Global Medical (Platinum Plan) |
Bronze Plan
Our lowest cost Global Medical plan covering mostly inpatient medical expenses.
GlobalFusion
GlobalFusion from IMG Europe Ltd. is our lower cost plans that offer benefits in Euros or Pounds. There are four plans to choose from.
GlobalSelect
GlobalSelect from IMG Europe Ltd. is for the long term buyer wanting benefits in Euros or Pounds. There are four plans to choose from.
International Scholar Insurance
IMG Patriot Exchange
| Plan B (TaiAn Patriot Exchange) Most Popular |
Plan S (TaiAn Exchange Select) Lowest Cost |
PEP (Patriot Exchange Program ) |
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| Citizenship | For US or Non-US Residents | For US or Non-US Residents | For US or Non-US Residents | ||||||||||||||||||||||||||||||||||||||||||||||||
| Insurance Provider | IMG – International Medical Group | IMG – International Medical Group | IMG – International Medical Group | ||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Network Provider | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | ||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Benefits per Accident or Illness or Injury |
Options: $50,000 – not for J visa $100,000 $250,000 $500,000 |
Options: $50,000 – not for J visa $100,000 $250,000 $500,000 |
Options: $50,000 – not for J visa $100,000 $250,000 $500,000 |
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| Repatriation of Remains | $25,000 | $25,000 | $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Evacuation | $50,000 | $50,000 | $50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Pre-existing conditions (Illness or Injury) | After 12 months of continuous coverage. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
After 12 months of continuous coverage. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
After 12 months of continuous coverage | ||||||||||||||||||||||||||||||||||||||||||||||||
| Deductible | $100 per illness $0 annual $250 annual $500 annual Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$100 per illness $250 annual $500 annual. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$0 per illness $100 per illness $250 per illness $500 per illness |
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| Student Health Center Copay | $5, no deductible | $5, no deductible | $5, no deductible | ||||||||||||||||||||||||||||||||||||||||||||||||
| Urgent Care Center Copay | $40 copay instead of deductible. $0 copay for $0 deductible plan. | $40 copay instead of deductible. | $50 copay instead of deductible. $0 copay for $0 deductible plan. | ||||||||||||||||||||||||||||||||||||||||||||||||
| Teledoc | $0 copay, no deductible | $0 copay, no deductible | Group Plan Only. $0 copay, no deductible | ||||||||||||||||||||||||||||||||||||||||||||||||
| Coinsurance | Insurance pays 100% | In US: In Network Insurance pays 80% Insured pays 20% Out of Network Insurance pays 70% Insured pays 30% Outside the US: Insurance pays 80% Insured pays 20% |
In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. Outside the US: No Coinsurance | ||||||||||||||||||||||||||||||||||||||||||||||||
| Hospital Room and Board | Average semi-private room | Average semi-private room | Average semi-private room | ||||||||||||||||||||||||||||||||||||||||||||||||
| Intensive Care | URC (Usual Reasonable and Customary) | URC (Usual Reasonable and Customary) | URC (Usual Reasonable and Customary) | ||||||||||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $500 deductible for illness without hospitalization | ||||||||||||||||||||||||||||||||||||||||||||||||
| Prescription Drugs | URC with period of coverage limit of $250,000 | Inpatient In Network 80% coinsurance. Inpatient Out of Network or Outpatient 70% coinsurance. Period of coverage limit of $250,000 | URC with period of coverage limit of $250,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Accident Dental | Injury $500, Sudden pain $350 | Injury $500, Sudden pain $350 | Injury $500, Sudden pain $350 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Accidental Death & Loss of Limb | $25,000 | $25,000 | $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||
| Sample Price $100,000 Medical Benefits $100 per illness deductible Same Price for J1, J2, F1, F2 |
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| Sample Price $100,000 Medical Benefits $500 annual deductible Same Price for J1, J2, F1, F2 |
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Lowest Cost Plan |
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| Group for 5 primary insured or more | Group Plan B 10% off | Group Plan S 10% off | Group Plan 2%-4% off | ||||||||||||||||||||||||||||||||||||||||||||||||
| Special Dependent Rates | One Child under 10 free with each Parent Purchased | One Child under 10 free with each Parent Purchased | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Individual or Family Plan Now | Buy Plan B TaiAn Patriot Exchange | Buy Plan S TaiAn Exchange Select | Buy Patriot Exchange Plan | ||||||||||||||||||||||||||||||||||||||||||||||||
| Individuals Join a Group for 10% Discount | Join Group for 10% Discount | Join Group for 10% Discount | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Group Plan Now | Buy Group Plan B(TPE group) | Buy Group Plan S(TES Group) | Buy Group Patriot Exchange Plan | ||||||||||||||||||||||||||||||||||||||||||||||||
| Brochure | |
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Student Health Advantage
| Student Health Advantage Standard | Student Health Advantage Platinum | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Residency | For US or Non-US residents | For US or Non-US residents | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Insurance Provider | IMG – International Medical Group | IMG – International Medical Group | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Network Provider | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | UnitedHealthcare Options network provides access to broadest top tier national network in the US. Convenient access to simplified claims processing and direct billing. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Benefits per Accident or Illness or Injury |
$300,000 | $500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Repatriation of Remains | $50,000 | $50,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Medical Evacuation | $500,000 | $500,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Pre-existing conditions (Illness or Injury) | After 12 months of continuous coverage | After 6 months of continuous coverage | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Deductible | $250 per illness | $100 per illness | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Student Health Center Copay | $5, no deductible | $5, no deductible | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Coinsurance | In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance | In US: In Network 10% to $1,000 maximum Out of Pocket; Out of Network 20%. International: No Coinsurance | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hospital Room and Board | Average semi-private room | Average semi-private room | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Intensive Care | URC (Usual Reasonable and Customary) | URC (Usual Reasonable and Customary) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Prescription Drugs | In-patient URC, out-patient 50%. Period of coverage limit of $250,000 for primary, $100,000 Dependents | In-patient URC, out-patient 50%. Period of coverage limit of $250,000 for primary, $100,000 Dependents | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Accident Dental | Injury $500, Sudden pain $350 | Injury $500, Sudden pain $350 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Accidental Death & Loss of Limb | $25,000 | $25,000 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Mental Health and Substance Abuse | In-patient URC to $10,000, out-patient $50/day to $500 | In-patient URC to $10,000, out-patient $50/day to $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Maternity Coinsurance | Not Covered | Not covered – If you are pregnant before your policy is effective. No coinsurance outside of U.S. In the U.S. in PPO 20% of eligible charges. In the U.S. out of PPO 40% of eligible charges. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| Cost Per Month (Travel outside US) |
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| Group for 5 primary insured or more | Group A Standard about 16% off | Group A Platinum about 35% off | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Individual or Family Plan Now | Buy Plan A Student Health Advantage Standard | Buy Plan A Student Health Advantage Platinum | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Buy Group Plan Now | Buy Group Plan A Standard | Buy Group Plan A Platinum | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Brochure | |
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I would like to know more about the Global Insurance Plan.
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I’m in the process of improving my content online for the Global Medical plan. Currently I have these pages online line with IMG Global Medical Insurance Content:
Global Medical Blog Content (click on “Compare Plans” in the Global Section).
Global Medical
I’m glad to answer any specific questions you may have. Here’s some general information. We have IMG Global Medical Plans to meet the needs of people living or working outside their home country. Our plans have a wide range of benefit levels you can purchase from in patient only to comprehensive benefits. Our plans can have benefits payable in Dollars, Euros or Pounds Sterling.
If you tell me more about your questions, I’m glad to advise you.
Thanks,
J1insurance.net
(317)318-8259
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I have adaughter 16 years old. She is currently attending the Mountain Ridge High School in Glendale, AZ and the company in Spain and Educatius in US cover the full medical insurance for this year. She will continue to study in US next year grade 12 in one private school in the surroindg area of Glendale, AZ (Phoenix), I would like to have a quote for the full year of a medical insurance with her if you provide such a service. She is having F-1 VISA and she will continue to have this visa.
Thanks
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Hi,
I have several plans that would be good for an F-1 Visa High School student. She can purchase my TaiAn Patriot Exchange Plan, TaiAn Exchange Select Plan, or Patriot Travel Plan. Each of these plans has benefit level choices and deductible choices to make. You can see the TaiAn Patriot Exchange and TaiAn Exchange Select here:
http://www.j1insurance.net/blog/img-patriot-exchange/
The Patriot Travel Plan is here:
http://www.j1insurance.net/blog/patriot-travel-medical-insurance/
As an F visa holder you can select a benefit level of $50,000 or more. Here are a few price comparisons (I assume 16 years old)
The Patriot Travel Plan would cost $37 per month with a $250 deductible (per year of coverage). You could select a $0 deductible and pay a bit more, or a higher deductible to reduce the price. This plan has 10% coinsurance above the deductible until you have spent up to $500 on coinsurance.
The TaiAn Patriot Exchange Plan $50,000 benefit and $250 deductible would cost $47.16 per month. It has no coinsurance and the benefit is $50,000 per illness, not $50,000 total.
The TaiAn Exchange Select with a $50,000 benefit and $250 deductible would cost $38.20 per month. This one has 20% coinsurance and it has
$50,000 per illness, not $50,000 total.
For each plan, you can select a higher benefit level if you choose.
Let me know if you have other questions.
Thanks,
j1insurance.net
taianfinancial.com
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Hey,
We are organizing Real Madrid foundation football camp for next December and we would like to know which type of insurance you have for a singlke week in India and which are the conditions and prices.
Thank you.
Best regards,
Jon
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Hi Jon,
I’d like to confirm some details to be sure I point you in the correct direction.
One important thing to consider is that most travel medical plans will exclude coverage for sports like football (American football or what Americans call soccer). Intramural or club sports like soccer are covered under the Student Health Advantage Plans which are available for students who travel overseas for an educational purpose. The Student Health Advantage Plans are more expensive than the Patriot America travel plan, but I would think this coverage would be important for your camp. The Student Health Advantage Plan is also available only in monthly increments – so you’d need to pay for a month of coverage even if the trip is only a week.
The plan price is based on age. Please provide me with the number of people needing coverage and their age and I can provide you a price quote for both the Student Health Advantage Plan and The Patriot America Travel Plan. Also please let me know if this is American football, or soccer. Based on your response, I may have other options to offer. For large groups we can offer some additional customization of our offerings.
You can see details on each plan on my website:
Student Health Advantage: http://www.j1insurance.net/blog/student-health-advantage/
Patriot America Travel Medical: http://www.j1insurance.net/blog/patriot-travel-medical-insurance/
Let me know how I can assist you further.
Thanks,
j1insurance.net
317-318-8259
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I am J1 and my son J2. I have bought the IMG insurance from Aug. 10, 2017 to Jan. 10, 2018. My insured ID is 83617081.
Now, I must go back to China on Dec. 9, 2017. Could you tell me if you return the last month’s insurance to me?
Thank you very much!
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Hi,
Different plans and customer circumstances have different early cancel benefits.
All plans can be cancelled before the insurance is effective for a full refund of premium payments. After a plan is effective, plans with claims on file are not eligible for a refund. Plans with no claims on file may be eligible for a refund of full months premiums. Refunds are subject to a fee.
In your specific case, you would not be eligible for any net of fee refund for early termination of your policy. You can email taianfinancialllc@gmail.com for a private answer to your question.
Thanks,
J1insurance.net
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I’m interested in J1 insurance that offers minimum levels of coverage as below;
1.)
100,000 $for accident or illness with deductible of not more than $500
2.) repatriation of remains, in event of death in the amount of 25,000 $
3.) expense associated with evacuation to your home country of 50,000
I would also like to know the rating of your insurance company
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Your requirements are the US Department of State requirements for J visa holders. Our Plan B (TaiAn Patriot Exchange) or Plan S (TaiAn Exchange Select) can meet all of the requirements. These are the requirements:
– $100,000 per accident & illness in medical coverage
– Deductible cannot exceed $500 per illness or injury
– Medical evacuation coverage must be at least $50,000
– Repatriation coverage must be at least $25,000
Please visit:
https://www.j1insurance.net/blog/buy-j1-visa-insurance/
for more details.
If you do make the decision to make this purchase, any of the deductible options meet the requirements. Also, choose the maximum per accident & illness no less than $100,000.
The $250 annual deductible Plan B with a $100,000 benefit per illness or injury (our most popular plan) will cost $824.40 for a year of coverage for a 25-49 year old.
The lowest cost plan that meets the requirements is the Plan S with a $500 deductible and a $100,000 benefit per illness or accident. This one costs less because it has 20% coinsurance. A year of coverage will cost $644.52 for a 25-49 year old.
Our insurance company is A rated by A.M. Best, and meets the required insurance rating.
If you have questions please feel free to contact us through email or by phone.
Thank you,
j1insurance.net
(317)318-8259