COVID-19 Travel Medical Insurance covers illness (including Coronavirus) or injury while traveling outside your home country.

What Expenses are Covered by COVID-19 Travel Medical Insurance?

• Medically Necessary COVID-19 Testing – A test prescribed by a physician that is performed after your effective date of coverage and after you depart your home country is a covered medical expense.
• Treatment for COVID-19 whether inpatient or outpatient.
• In order for medical expenses to be covered, the insured must contract Coronavirus after the insurance plan is effective and the insured is outside their home country.

Other Covered Medical Expenses

• Travel Medical Insurance covers illness or injury, medical evacuation, repatriation of remains. In some plans travel delays, and lost luggage are covered losses.
• You can select benefit level and deductible amount. Benefit levels from $50,000 to $2,000,000 are available on plans which cover COVID-19. Deductible amount can be from $0 to $5,000.

Not all Travel Medical Plans Cover COVID-19 – These plans cover COVID-19

• It’s important to understand not all travel medical plans cover COVID-19. These plans cover COVID-19:
  • HCC Atlas Travel For travel to the US or internationally
  • Trawick Safe Travels USA For travel to the US
  • IMG Patriot America Plus, IMG Patriot Platinum America, or IMG Visitors Care For travel to the US
  • IMG Patriot International Lite, or IMG Patriot Platinum International For travel to non-US destinations
• If you want to compare benefits of Travel Medical Plans that cover COVID-19 select the HCC Atlas Travel, Trawick, IMG Patriot America Plus and IMG Patriot Platinum, IMG Visitors Care, or IMG Patriot Travel Medical (for non-US destinations only) on this page: Compare Travel Medical

ALL of our International Student and Scholar Insurance Plans Cover COVID-19

• If you are an international student or scholar ALL of the plans on our Student and Scholar Page cover COVID-19.

ALL of our Trip Insurance Plans Cover COVID-19

• Trip Insurance covers medical costs and also covers your trip costs, like air tickets, cruises, hotel costs.
• Trip insurance is for people with a US residence address and can be used for domestic or international travel.
• If you are concerned about protecting from travel disruptions each plan lists the types of disruptions covered. To be covered for ANY REASON look at Travel LX.
• If you want to compare benefits of Trip Insurance Plans that cover COVID-19 select the iTravelInsured Travel Lite, iTravelInsured Travel SE, iTravelInsured Travel LX on this page: Compare Trip Coverage

How Much Will COVID-19 Travel Medical Insurance cost?

• You can customize a plan to meet your needs. There are plans that cost less than $1/day for many people. The cost will depend on where you are traveling to, your age, and the benefit level you choose.
• Many people that are concerned about COVID-19 coverage are buying higher benefit levels to make sure they are protected in the event of a longer hospital stay.

 

Need Help?

• Sometimes COVID-19 Travel Medical Insurance can be confusing. If you would like help finding a plan to meet your needs, Contact Us.

updated 10/15/2022