All Plans on this Page Cover COVID-19 Same as any Illness

J2 visa holder’s are required by the U.S. Department of State to have the following J2 visa insurance coverage: 1. Medical benefits of at least $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500. Taian Plan B or Plan S with $100,000 benefit per illness or injury is the most affordable plan that meets the requirements. Some schools require more coverage. Click the link to look up your school:

School Requirements (our partner Taian’s website)

J2 Visa holders are eligible to purchase these plans without the J1 Visa holder. All of the J2 Visa Insurance plans available from this page meet all US Department of State insurance requirements for J visa holders

Content Update 5/2/2024

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J2 Visa Insurance	Plan B (TaiAn Patriot Exchange) Most Popular	Plan S (TaiAn Exchange Select) Lowest Cost
Medical Benefits per Accident or Illness or Injury	Options: $100,000 $250,000 $500,000	Options: $100,000 $250,000 $500,000
Repatriation of Remains	$25,000	$25,000
Medical Evacuation	$50,000	$50,000
Deductible	$100 per illness $0 annual $250 annual $500 annual. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.	$100 per illness $250 annual $500 annual. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.
Coinsurance	Insurance pays 100%	Insurance pays 80% Insured pays 20%
Sample Price $100,000 Medical Benefits $100 per illness deductible Same Price for J1, J2, F1, F2	Age Monthly Premium <25 $50.60 25-49 $69.32 50-64 $139.23 Prices excluding US coverage are 20% to 30% lower	Age Monthly Premium <25 $42.34 25-49 $55.15 50-64 $118.05 Prices excluding US coverage are 20% to 30% lower
Sample Price $100,000 Medical Benefits $500 annual deductible Same Price for J1, J2, F1, F2	Age Monthly Premium <25 $43.88 25-49 $60.06 50-64 $121.10	Age Monthly Premium <25 $38.21 25-49 $49.74 50-64 $106.50 Lowest Cost Plan
Special Dependent Rates	One Child under 10 free with each Parent Purchased	One Child under 10 free with each Parent Purchased
Buy Individual or Family Plan Now	Plan B (TaiAn Patriot Exchange) Buy Now	Plan S (TaiAn Exchange Select) Buy Now
Individuals Join a Group for 10% Discount	Join Group for 10% Discount Buy Now	Join Group for 10% Discount Buy Now
5 or More Primary Insured Buy Group Plan Now	Group Plan B (TaiAn Patriot Exchange) Buy Group	Group Plan S (TaiAn Exchange Select) Buy Group
Brochure

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Our members also have access to the UnitedHealthcare Options network which provides access to the broadest top tier national network in the US. If you use the UnitedHealthcare Options network providers, you will be eligible for simplified claims processing. For many claims, the provider will submit the claim, and no member claims forms will be required.

Our lowest cost plan is the Plan S with $100,000 benefit per illness or injury and a $500 annual deductible.  Prices start at $35 per month for our group plan.  Group plans require 5 or more members.

Our plan pricing is the same for J1, J2, F1, F2.  If the J1 or F1 already has insurance, the F2 or J2 can purchase alone.

Monthly and daily rates are available. So, if your stay in the US is 2 1/2 months you pay for 2 1/2 months of coverage not 3 months.

You can choose any of the benefit levels ($100,000, $250,000 or $500,000) and any of the deductible levels ($100 per illness, $0 annual, $250 annual, or $500 annual).  Click this link to learn more or see pricing on other options:

More Information on these plans (partner Taian’s website)

A Guide to help Selecting the right plan for your needs

J2 Visa Insurance: More Plan Details

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More Plan Details	Plan B (TaiAn Patriot Exchange)	Plan S (Taian Exchange Select)
Insurance Provider	IMG (International Medical Group)	IMG (International Medical Group)
Network Provider	UnitedHealthcare Options	UnitedHealthcare Options
Plan Type	Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years.	Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years.
Maximum Limit	Unlimited lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury	Unlimited lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury
Deductible (Insured pays before insurance pays)	Two options: 1) $100 per illness/injury; 2) Annual deductible ($0, $250 or $500). Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.	Two options: 1) $100 per illness/injury; 2) Annual deductible ($250 or $500). Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.
Student Health Center Copay	$5 copay, no deductible	$5 copay, no deductible
Urgent Care Clinic	$40 copay instead of deductible. $0 copay for $0 deductible plan.	$40 copay instead of deductible.
Teladoc	$0 copay, no deductible. Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.	$0 copay, no deductible. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions.
Illness or Injury Coinsurance	No coinsurance in PPO or out of PPO	20% coinsurance in PPO or 30% out of PPO Taian Exclusive!
Hospital Room & Board	Average semi-private room	Average semi-private room
Intensive Care	URC(Usual Reasonable and Customary)	URC(Usual Reasonable and Customary)
Emergency Room	URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization	URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization
Prescription Drugs	URC with period of coverage limit of $250,000	Inpatient In Network 80% coinsurance. Inpatient Out of Network or Outpatient 70% coinsurance. Period of coverage limit of $250,000
Accident Dental	Injury $500, Sudden pain $350	Injury $500, Sudden pain $350
Accidental Death & Loss of Limb	$25,000	$25,000
Medical Evacuation	$50,000	$50,000
Repatriation of remains	$25,000	$25,000
Pre-existing conditions (Illness or Injury)	After 12 months of continuous coverage	After 12 months of continuous coverage Six month option available – see below for details

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TaiAn Exchange Select Six

Pre-existing Conditions Coverage after a Six month wait

Great choice if your J visa sponsor requires pre-existing conditions coverage after a six month waiting period.

• Three Deductible Options:
  • $100 per illness
  • $250 per year
  • $500 per year
• Medical Benefit per accident, illness, or injury of $100,000, $250,000, or $500,000
• Unlimited Maximum lifetime benefit
• 20% Coinsurance – After deductible Plan covers 80% of covered charges and insured pays 20%. Out of network coinsurance is 30%.

	Plan S – TaiAn Exchange Select Six
Sample Price $100,000 Medical Benefits $500 annual deductible Same Price for J1, J2, F1, F2	Age Monthly Premium <25 $46.97 25-49 $64.47 50-64 $129.49
Individual or Family Plan	TaiAn Exchange Select – Six month Pre-ex Buy Now
Group Plan (5 or more Primary Insured)	TaiAn Exchange Select – Six 5 or more primary insured 10% lower price Buy Group

  Contact us for assistance