J1 visa holder’s are required by the U.S. Department of State to have the following J1 visa insurance coverage: 1. Medical benefits of at least $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500. Taian Plan B or Plan S with $100,000 benefit per illness or injury is the most affordable plan that meets the requirements. Some schools require more coverage. Click the link to look up your school:
School Requirements (our partner Taian’s website)
All of the J1 Visa Insurance plans available from this page meet all US Department of State insurance requirements for J visa holders
All Plans on this Page Cover COVID-19 Same as any Illness
Content Update 5/2/24
| J1 Visa Insurance | Plan B (TaiAn Patriot Exchange) Most Popular |
Plan S (TaiAn Exchange Select) Lowest Cost |
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|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Medical Benefits per Accident or Illness or Injury |
Options: $100,000 $250,000 $500,000 |
Options: $100,000 $250,000 $500,000 |
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| Repatriation of Remains | $25,000 | $25,000 | ||||||||||||||||
| Medical Evacuation | $50,000 | $50,000 | ||||||||||||||||
| Deductible | $100 per illness $0 annual $250 annual $500 annual. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$100 per illness $250 annual $500 annual. Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
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| Coinsurance | Insurance pays 100% | Insurance pays 80% Insured pays 20% |
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| Sample Price $100,000 Medical Benefits $100 per illness deductible Same Price for J1, J2, F1, F2 |
Prices excluding US coverage are 20% to 30% lower |
Prices excluding US coverage are 20% to 30% lower |
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| Sample Price $100,000 Medical Benefits $500 annual deductible Same Price for J1, J2, F1, F2 |
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Lowest Cost Plan |
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| Special Dependent Rates | One Child under 10 free with each Parent Purchased | One Child under 10 free with each Parent Purchased | ||||||||||||||||
| Buy Individual or Family Plan Now | Plan B (TaiAn Patriot Exchange) Buy Now |
Plan S (TaiAn Exchange Select) Buy Now |
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| Individuals Join a Group for 10% Discount | Join Group for 10% Discount Buy Now |
Join Group for 10% Discount Buy Now |
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| 5 or More Primary Insured Buy Group Plan Now | Group Plan B (TaiAn Patriot Exchange) Buy Group |
Group Plan S (TaiAn Exchange Select) Buy Group |
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| Brochure |  |
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Our members also have access to the UnitedHealthcare Options network which provides access to the broadest top tier national network in the US. If you use the UnitedHealthcare Options network providers, you will be eligible for simplified claims processing. For many claims, the provider will submit the claim, and no member claims forms will be required.
Our lowest cost plan is the Plan S with $100,000 benefit per illness or injury and a $500 annual deductible. Prices start at $34 per month for our group plan. Group plans require 5 or more members.
Our plan pricing is the same for J1, J2, F1, F2. If the J1 or F1 already has insurance, the F2 or J2 can purchase alone.
Monthly and daily rates are available. So, if your stay in the US is 2 1/2 months you pay for 2 1/2 months of coverage not 3 months.
You can choose any of the benefit levels ($100,000, $250,000 or $500,000) and any of the deductible levels ($100 per illness, $0 annual, $250 annual, or $500 annual). Click this link to learn more or see pricing on other options:
More Information (our partner Taian’s website)
A Guide to help Selecting the right plan for your needs
J1 Visa Insurance: More Plan Details
| More Plan Details | Plan B (TaiAn Patriot Exchange) | Plan S (Taian Exchange Select) |
|---|---|---|
| Insurance Provider | IMG (International Medical Group) | IMG (International Medical Group) |
| Network Provider | UnitedHealthcare Options | UnitedHealthcare Options |
| Plan Type | Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years. | Designed specifically for international scholars and students (F1,F2,J1,J2,OPT). Purchase monthly increments (from 1 to 12 months), renewable up to 4 years. |
| Maximum Limit | Unlimited lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury |
Unlimited lifetime. Options $50,000, $100,000, $250,000 or $500,000 per illness/injury |
| Deductible (Insured pays before insurance pays) | Two options: 1) $100 per illness/injury; 2) Annual deductible ($0, $250 or $500). Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
Two options: 1) $100 per illness/injury; 2) Annual deductible ($250 or $500). Teladoc – Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
| Student Health Center Copay | $5 copay, no deductible | $5 copay, no deductible |
| Urgent Care Clinic | $40 copay instead of deductible. $0 copay for $0 deductible plan. | $40 copay instead of deductible. |
| Teladoc | $0 copay, no deductible. Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
$0 copay, no deductible. Telephone based doctor visits free – No deductible, No Coinsurance and no exclusion for pre-existing conditions. |
| Illness or Injury Coinsurance | No coinsurance in PPO or out of PPO | 20% coinsurance in PPO or 30% out of PPO Taian Exclusive! |
| Hospital Room & Board | Average semi-private room | Average semi-private room |
| Intensive Care | URC(Usual Reasonable and Customary) | URC(Usual Reasonable and Customary) |
| Emergency Room | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization | URC for injury or illness resulting in hospitalization. Additional $250 deductible for illness without hospitalization |
| Prescription Drugs | URC with period of coverage limit of $250,000 | Inpatient In Network 80% coinsurance. Inpatient Out of Network or Outpatient 70% coinsurance. Period of coverage limit of $250,000 |
| Accident Dental | Injury $500, Sudden pain $350 | Injury $500, Sudden pain $350 |
| Accidental Death & Loss of Limb | $25,000 | $25,000 |
| Medical Evacuation | $50,000 | $50,000 |
| Repatriation of remains | $25,000 | $25,000 |
| Pre-existing conditions (Illness or Injury) | After 12 months of continuous coverage | After 12 months of continuous coverage Six month option available – see below for details |
TaiAn Exchange Select Six
Pre-existing Conditions Coverage after a Six month wait
Great choice if your J visa sponsor requires pre-existing conditions coverage after a six month waiting period.
- Three Deductible Options:
- $100 per illness
- $250 per year
- $500 per year
- Medical Benefit per accident, illness, or injury of $100,000, $250,000, or $500,000
- Unlimited Maximum lifetime benefit
- 20% Coinsurance – After deductible Plan covers 80% of covered charges and insured pays 20%. Out of network coinsurance is 30%.
| Plan S – TaiAn Exchange Select Six | |||||||||
|---|---|---|---|---|---|---|---|---|---|
| Sample Price $100,000 Medical Benefits $500 annual deductible Same Price for J1, J2, F1, F2 |
Prices excluding US coverage are 20% to 30% lower |
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| Individual or Family Plan | TaiAn Exchange Select – Six month Pre-ex Buy Now |
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| Group Plan (5 or more Primary Insured) | TaiAn Exchange Select – Six 5 or more primary insured 10% lower price Buy Group |
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I want to inquire the J2 plan.
My Husband (J1) already had a plan. Thus, Only I need health insurance could I join the plan alone?
and How long take a time to get certification of insurance after pay the fee?
Thank you
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Hi
Thanks for your inquiry.
Yes a J2 can purchase a plan alone if the J1 already has coverage. You can buy our Plan B Taian Patriot Exchange or or Plan S, Taian Exchange Select. All three deductibles and any benefit level of $100,000 or higher will meet all of the J visa insurance requirements.
Please visit this webpage to buy:
http://www.j1insurance.net/blog/buy-j1-visa-insurance/
Just click the “Buy Now” button and complete the application. After you complete your application and pay you will receive an email “Declaration of Insurance”. It will contain a link to a “Visa Letter”. Your Declaration of Insurance and Visa Letter can be used to prove you have coverage that meets the J visa requirements. The email will be sent a few minutes after your application is completed. If you don’t receive it, please check your “Spam” email.
Thanks,
J1insurance.net
(317)318-8259
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I will apply as “J-1 Exchange Visitor” with my family to The University of Texas at San Antonio for 6 months (starts June 3 and ends Dec 2) 2017.
Dependents:
Holder, age 28, J-1
Wife, age 29 , J-2
Child, age 3, J-2
I appreciate if you would send me a quote.
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Hi,
Thanks for your interest!
Our plan B (TaiAn Patriot Exchange) or Plan S (TaiAn Exchange Select) can meet all of the requirements for The University of Texas at San Antonio. These are the requirements:
– $100,000 per accident & illness in medical coverage
– Deductible cannot exceed $500 per illness or injury
– Medical evacuation coverage must be at least $50,000
– Repatriation coverage must be at least $25,000
Please visit: http://j1insurance.net/#partner=utsa&p=pivot-international-student&l=en&school=University_of_Texas_-_San_Antonio_(TX)&adid=blog for more details. There is a purchase link on that webpage too.
This page shows the same plans with less details and works better from a mobile device: http://www.j1insurance.net/blog/buy-j1-visa-insurance/
If you do make the decision to make this purchase, any of the deductible options meet the requirements. Also, choose the maximum per accident & illness no less than $100,000.
The $250 annual deductible plan B with a $100,000 benefit per illness or injury will cost $1,184.16 for six months of coverage for your family of 3.
The lowest cost plan that meets the requirements is the Plan S with a $500 deductible and a $100,000 benefit per illness or accident. This one costs less because it has 20% coinsurance. Six months of coverage will cost $892.02 for your family.
If you have questions please feel free to contact us through email or by phone.
Thank you,
j1insurance.net
(317)318-8259
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is the AXA a valid insurace for the j1 visa?
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Hi,
Thanks for your interest!
I’m going to need some more information before I can answer your question. AXA offers a lot of different insurance plans. If you’d like to send me a summary of the coverage I can probably help you. Also, it’s important to know who your visa sponsor is. Some sponsors have coverage requirements like the US Department of State. Some require more coverage.
You can send me information as a response here, or I will also send you an email and you can respond directly to that.
We will be pleased to assist you!
Thanks,
j1insurance.net
317-318-8259
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Im In lawrence kansas how can I buy I need for j2 and j3 visa I need to do it as fasts I can
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Hi,
You can buy our policies with an effective date of the day after your purchase. When you buy on line you can receive your confirmation of coverage within minutes of completing your application. Our plans on this page ALL meet the J1 and J2 visa requirements.
Thanks,
J1insurance.net
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After 8 months of stay in the US my J2 dependent decided to have a vacation for 3 months outside the US. Does he still need to continue his insurance during the time that his outside the US?
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Hi,
Your J2 can choose to continue their coverage during their vacation outside the US. So long as they are traveling to a country that is not their home country, the insurance would still cover them.
Some J visa sponsors will require them to keep their J visa insurance active for the entire time of their DS-2019 even if they leave the country.
If neither of those situations apply, they could let their coverage lapse and buy a new plan when they return to the US.
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Hi
i need an insurance for a year with the following details
1) Medical benefit of at least $100,000 USD
2) Deductible not to exceed $500 USD
3) Repatriation in the amount of at least $25,000 USD
4) Medical evacuation of at least $50, 000 USD
What are the charges for this plan per annum?
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Our Plan B (TaiAn Patriot Exchange) or Plan S (TaiAn Exchange Select) can meet all of the requirements. These are the requirements:
– $100,000 per accident & illness in medical coverage
– Deductible cannot exceed $500 per illness or injury
– Medical evacuation coverage must be at least $50,000
– Repatriation coverage must be at least $25,000
Please visit: http://j1insurance.net/#l=en&p=pivot-international-student&adid=blog for more details. There is a purchase link on that webpage too.
This page shows the same plans with less details and works better from a mobile device: http://www.j1insurance.net/blog/buy-j1-visa-insurance/
If you do make the decision to make this purchase, any of the deductible options meet the requirements. Also, choose the maximum per accident & illness no less than $100,000.
The $250 annual deductible Plan B with a $100,000 benefit per illness or injury (our most popular plan) will cost $824.40 for a year of coverage for a 25-49 year old.
The lowest cost plan that meets the requirements is the Plan S with a $500 deductible and a $100,000 benefit per illness or accident. This one costs less because it has 20% coinsurance. A year of coverage will cost $644.52 for a 25-49 year old.
If you have questions please feel free to contact us through email or by phone.
Thank you,
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Hi,
I am currently on a J1 Visa but I would like to change my insurance plan. I used this insurance for the last 2 years but this year went with a different company. I need gaa insurance which as far as I am aware you offer. Would it be possible for me to purchase an insurance plan now even though I am already in the states?
Thank you
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Hi Laura,
I will send you an email to your email address. I need some more information to help you.
You are eligible to buy even if you are in the US.
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Hi everyone! I am visiting scholar in UC Davis on J1 . I don’t have family here. I want to buy an insurance plan for me alone which is affordable i.e. the copay and lab test are less. Minimum Coverage 100,000. Expert comments will be highly appreciated.
Thx
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Hello,
Thanks for your interest!
Your requirements are the US Department of State requirements for J visa holders. Our Plan B (TaiAn Patriot Exchange) or Plan S (TaiAn Exchange Select) can meet all of the requirements. These are the requirements:
– $100,000 per accident & illness in medical coverage
– Deductible cannot exceed $500 per illness or injury
– Medical evacuation coverage must be at least $50,000
– Repatriation coverage must be at least $25,000
Please visit: http://j1insurance.net/#l=en&p=pivot-international-student for more details. There is a purchase link on that webpage too.
This page shows the same plans with less details and works better from a mobile device: http://www.j1insurance.net/blog/buy-j1-visa-insurance/
If you do make the decision to make this purchase, any of the deductible options meet the requirements. Also, choose the maximum per accident & illness no less than $100,000.
The $250 annual deductible Plan B with a $100,000 benefit per illness or injury will cost $824.40 for a year of coverage for a 25-49 year old.
The lowest cost plan that meets the requirements is the Plan S with a $500 deductible and a $100,000 benefit per illness or accident. This one costs less because it has 20% coinsurance. A year of coverage will cost $644.52 for a 25-49 year old.
If you have questions please feel free to contact us through email or by phone.
Thank you,
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Hi ,
I am J1Scholar at UIC. My wife who is 1 month pregnant going to going me as J2 dependent.
is there any plan which she can avail ?
Can we buy two different Plans?.
Looking forward to your reply
Thanks
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Hi,
I don’t have any plans that will cover a maternity if you are already pregnant. You and your wife are still eligible to buy TaiAn Patriot Exchange or TaiAn Exchange select on this page: http://www.j1insurance.net/blog/buy-j1-visa-insurance/
The plans will cover you for illness or injury (not the pregnancy) and will meet the insurance requirements of the J visa.
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Hi, my child is a newborn and he is coming with me as J-2. As new born he has to have periodical pediatric exams and laboratory tests. Is this covered by this kind of insurances? Or which kind of plan do we need?
Thank you!
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Thanks for your question. Our plans for J-2 visa holders are here: http://www.j1insurance.net/blog/buy-j2-visa-insurance/
These plans cover illness and injury. They don’t cover wellness care or immunizations. Plans that cover wellness benefits and immunizations generally cost $200-$300 per month or more. Many people find they can pay for these benefits themselves and still end out paying less in total.
Thanks,
j1insurance.net
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I am a J1 visting research scholar, My current visa is valid till December 2018. Can you suggest a plan for me from now till december and send me the details to my mail ID
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Hello,
Thanks for your interest!
If your requirements are the US Department of State requirements for J visa holders, our Plan B (TaiAn Patriot Exchange) or Plan S (TaiAn Exchange Select) can meet all of the requirements. These are the requirements:
– $100,000 per accident & illness in medical coverage
– Deductible cannot exceed $500 per illness or injury
– Medical evacuation coverage must be at least $50,000
– Repatriation coverage must be at least $25,000
Please visit: http://j1insurance.net/#l=en&p=pivot-international-student for more details. There is a purchase link on that webpage too.
This page shows the same plans with less details and works better from a mobile device: http://www.j1insurance.net/blog/buy-j1-visa-insurance/
If you do make the decision to make this purchase, any of the deductible options meet the requirements. Also, choose the maximum per accident & illness no less than $100,000.
The $250 annual deductible Plan B with a $100,000 benefit per illness or injury will cost $824.40 for a year of coverage for a 25-49 year old.
The lowest cost plan that meets the requirements is the Plan S with a $500 deductible and a $100,000 benefit per illness or accident. This one costs less because it has 20% coinsurance. A year of coverage will cost $644.52 for a 25-49 year old.
If you aren’t sure of your insurance requirements please let us know your J visa sponsor, and if you are a student or scholar and we can figure out your requirements.
If you have questions please feel free to contact us through email or by phone.
Thank you,
j1insurance.net
taianfinancial.com
(317)318-8259
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Hospital of Oregon health and science university(OHSU) is part of your plan for J-1?
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Hi,
We have plans to meet the OHSU J-1 requirements. You can see details here:
http://j1insurance.net/#partner=standard&p=pivot-international-student&l=en&school=Oregon_Health_and_Science_University
Our plans on this page also meet all of the OHSU J visa requirements:
http://www.j1insurance.net/blog/buy-j1-visa-insurance/
Thanks!
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Iam a J-1 Visiting research scholar. Iwish to find out if iam going to take the policy now or when I arrive the USA?
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Hi,
If you want coverage from the date you arrive in the US you need to purchase before you travel here. Your visa requires you to have coverage for your whole stay in the US. Some visa sponsors will require that you prove you had coverage from your arrival date forward.
If you are already in the US, you are still eligible to purchase our plans with an effective date as early as the day after you apply.
Thank you,
j1insurance.net
(317)318-8259
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Please contact me. I am indian. Want Insurance for J1 visa requirement. I have to visit Columbia university.
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Your requirements are the US Department of State requirements for J visa holders. Our Plan B (TaiAn Patriot Exchange) or Plan S (TaiAn Exchange Select) can meet all of the requirements. These are the requirements:
– $100,000 per accident & illness in medical coverage
– Deductible cannot exceed $500 per illness or injury
– Medical evacuation coverage must be at least $50,000
– Repatriation coverage must be at least $25,000
Please visit: https://www.taianfinancial.com/m/school.php?s=columbia_university_(NY) for more details. There is a purchase link on that webpage too.
This page shows the same plans with less details and works better from a mobile device: http://www.j1insurance.net/blog/buy-j1-visa-insurance/
If you do make the decision to make this purchase, any of the deductible options meet the requirements. Also, choose the maximum per accident & illness no less than $100,000.
The $250 annual deductible Plan B with a $100,000 benefit per illness or injury (our most popular plan) will cost $824.40 for a year of coverage for a 25-49 year old.
The lowest cost plan that meets the requirements is the Plan S with a $500 deductible and a $100,000 benefit per illness or accident. This one costs less because it has 20% coinsurance. A year of coverage will cost $644.52 for a 25-49 year old.
If you have questions please feel free to contact us through email or by phone.
Thank you,
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Hi, I’ll be travelling to Georgia Institute of Technology, Atlanta, Georgia for a six month internship on a J1 Visa from June 2019 to December 2019. Could you please help me decide on an approved health insurance that I can purchase at the earliest ?
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Georgia Institute Of Technology (georgia Tech) required J1 scholar insurance (not enrolled students) is as follows: 1. Medical benefits of $100,000 per accident or illness; 2. Repatriation of remains of $25,000; 3. Medical evacuation of $50,000; 4. Deductible not over $500 per accident or illness. These requirements are the same as the USDOS standards. TaiAn Plan B with $100,000 benefit per illness or injury and four deductible options is the most popular plan that meets the requirements. TaiAn Plan S with $100,000 benefit per illness or injury and $500 deductible option is the lowest cost plan that meets the requirements. You can also choose Taian Plan B or Plan S with a higher benefit or Taian Plan A if you need more benefits than your school requires.
Thanks!
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Hi,
I am a J1 student. I want to know which is the most affordable plan that meets the requirements of Louisiana State University (Baton Rouge).
Thank you
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Hi,
This webpage shows the student requirements for LSU – Baton Rouge:
https://www.lsu.edu/intlpro/is/insurance/mandatory.php
Our Student health Advantage Platinum meets these requirements.
See this page for more details on the plan:
https://www.taianfinancial.com/product/student_health_advantage_platinum
Thanks!
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Hi
I am at UW-Madiosn. the only insurance UW recommend is SHIP which health insurance would be compatible with SHIP as it is costly for me as an international scholar.
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Hi,
Unfortunately we don’t have any plans that will meet the University of Wisconsin requirements for scholars.
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Hi!
I will join the University of Arizona for one year as a J1 Research Scholar and my wife will accompany me as a J2 visa holder. My program start date is January 15th, 2021. I have the following queries-
(1) Which insurance plan will be applicable for both of us and how much will be the cost per month?
(1) The program start date is January 15th, 2021 and we may arrive on January 10th. If we buy the insurance before we enter into the US, does this plan will also cover the travelling into the US or we have to buy separate travel insurance?
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Hello,
All J scholars at University of Arizona are required to have health coverage that meets the following criteria:
1. Medical benefits of at least $100,000 per person per accident or illness
2. Deductible of no more than $500 per accident or illness
3. Medical Evacuation in the amount of $50,000
4. Repatriation of remains in the amount of $25,000
5. Covers pre-existing conditions after a reasonable waiting period
6. Includes provision for co-payment that does not exceed 25% co-pay by the Exchange Visitor
Our TaiAn Plan B with a $100,000 benefit per illness or injury is the most popular plan that meets these requirements. Plan S with a $100,000 benefit per illness or injury is the least expensive plan that meets these requirements. All deductible options for both plans meet these requirements.
Please follow the instruction below to buy Plan B or Plan S:
1) Click on this link to compare plans: https://www.taianfinancial.com/student-scholar
2) Read Plan B or Plan S benefit summary
3) To purchase, you can follow these links directly:
Plan B: https://purchase.imglobal.com/Quote/TAIAN_PATRIOT_EXCHANGE/pre-quote?imgac=80000699&exclude=50000
Plan S: https://purchase.imglobal.com/Quote/taian_select/pre-quote?imgac=80000699&exclude=50000
4) Select your deductible type. All deductible options meet USDOS standards. On the price chart, make sure you select a Maximum Limit of at least $100,000 in order to meet USDOS standards. For example, for Plan B with a $100,000 per illness/injury benefit and a $250 annual deductible (our most popular plan), the cost is $67.20/month for someone between the ages of 25 and 49 (a year of coverage for two would be $1,612.80). For Plan S with a $100,000 per illness/injury benefit and a $500 annual deductible (our least expensive option), the cost is $51.02/month for someone between the ages of 25 and 49 (a year of coverage for two would be $1,224.48). These two plans are also available with TaiAn Special Group with a 10% discount at this link (Plan B would cost about $1,461.52 for the year for the two of you, Plan S would cost $1,112.03):https://www.taianfinancial.com/applications/taian-group
5) For Fulfillment Method, you can select to receive fulfillment by either email or mail if you are in the US. If you are not in the U.S., please select to receive fulfillment via email.
After you have successfully submitted your application online, you will receive an Email from IMG (If you do not receive it within a few minutes, please check your spam). This email will contain your insurance ID card and your confirmation letter (Visa Letter). You can send the confirmation letter to your school as proof that you have acquired medical insurance that meets all their requirements.
If you are going to arrive on January 10, 2021 you should purchase with an effective date of January 10, 2021. That way you would have continuous coverage from when you arrive. If you need to purchase more than a year of coverage because of the extra days, you can extend your policy after you purchase.
Please let me know if you have more questions. Thank you!
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I will apply as “J-1 Exchange Visitor” along with my family to the Hospital for Special Surgery for 1 year (starts this May 1st, 2022 and ends April 29th, 2023
Dependents:
Holder, age 36, J-1
Wife, age 32 , J-2
Child, age 6 months, J-2
I need the insurance that cover for maternity plan
I appreciate if you would send me a quote.
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Thanks for your question. We are glad to help.
Maternity coverage for a J-2 visa holder is hard to find and very expensive. Also, it will only cover a pregnancy if you become pregnant after the plan is effective. If your wife is pregnant before the plan is effective, then I have no plans that will cover the maternity.
For the maternity, you can purchase IMG Student Health Advantage Platinum for you and your wife. You can purchase less expensive coverage for your 6 month old child. You can see details of the plan here: https://www.j1insurance.net/blog/student-health-advantage/ This plan will cost $2,185 per month of coverage. It also has a limit of $5,000 of maternity coverage. Most people find the maternity coverage for a J-2 visa holder to be too high, and choose not to have the maternity covered by insurance.
If you decide to purchase coverage without maternity here’s what I suggest:
The most economical way to purchase the insurance for your family of 3 is to buy two insurance plans separately:
The first application for one adult and the child (6 months old ) to buy the individual plan together. Since your child is under 10, you can get one child insurance free.
The second application for the other adult is the Taian Group plan with 10% off.
Purchase Method – Two Applications
1. The purchase instruction for the first application:
One adult from your family (either you or your wife) will purchase with your child (6 months old). The adult is the primary insured in this plan and the child is the dependent. For each adult insured there is no cost for a dependent child under 10. Children free is only available on Individual plans, not group plans. Please click “ADD DEPENDENT(S)” while you’re filling out the form to add your child(ren) who is traveling with you. Please follow the instructions below to buy Plan B or Plan S. For this plan.
1) Click on this link to compare plans: https://www.j1insurance.net/blog/buy-j1-visa-insurance/
2) Read Plan B or Plan S benefit summary
3) To purchase, you can follow these links directly:
Plan B: https://purchase.imglobal.com/Quote/TAIAN_PATRIOT_EXCHANGE/pre-quote?imgac=80000699&exclude=50000&uservar=j1blog
Plan S: https://purchase.imglobal.com/Quote/taian_select/pre-quote?imgac=80000699&exclude=50000&uservar=j1blog
4) On the first page of the application, please click “ADD DEPENDENT(S)” to add your child (7)
5) Select your deductible type. All deductible options meet USDOS standards. On the price chart, make sure you select a Maximum Limit of at least $100,000 in order to meet USDOS standards. For example, for Plan B with a $100,000 per illness/injury benefit and a $250 annual deductible (our most popular plan), the cost is $65.52/month for someone between the ages of 25 and 49. For Plan S with a $100,000 per illness/injury benefit and a $500 annual deductible (our least expensive option), the cost is $49.74/month for someone between the ages of 25 and 49.
6) For Fulfillment Method, you can select to receive fulfillment by either email or mail if you are in the US. If you are not in the U.S., please select to receive fulfillment via email.
After you have successfully submitted your application online, you will receive an Email from IMG in a few minutes. This email will contain your insurance ID card and your confirmation letter (Visa Letter). You can send the confirmation letter to your school as proof that you have acquired medical insurance that meets all their requirements.
2. The purchase instruction for the second application:
The rest of your family members (one adult) will purchase Taian Special group plan separately. Taian Special Group provides the same insurance coverage as individual plans with a 10% discount on premiums.
Plan B with $0 deductible is the plan with the best benefits.
Plan B with $250 deductible is the most popular plan.
Plan S with $500 deductible is the lowest price plan.
You can register and make your payment on this website (our partner’s site): https://www.taianfinancial.com/applications/taian-group?r=j1blog
Let me know if you have other questions.
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I will apply as “J-1 Exchange Visitor” with my Wife to The City University of New York for 6 months (starts Dec 22 and ends June 22) 2022/2023.
Dependents:
Holder, age 33, J-1
Wife, age 31 , J-2
I appreciate if you would send me a quote.
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The best deal is our Taian special group with a 10% discount.
Taian Special Group provides insurance for J-1 Exchange Visitors with a 10% discount on premiums when compared to individual policies. All Taian Special Group Plans meet the J visa insurance requirements of the US Department of State. Taian Plan B Group is the most popular group plan. You can choose TaiAn plan B, with a $0 Deductible with 10% off so that you have no deductible to pay if you have claims, or you can choose TaiAn plan B, $250 deductible with 10% off to save some more premium costs.
The plan covers the new illness or injury that happens after the plan becomes effective.
Plan B with $0 deductible is the plan with the best benefits.
Plan B with $250 deductible is the most popular plan.
Plan S with $500 deductible is the lowest price plan.
Please see the price table below for 6 months of coverage for 2 people (total price for 2):
Plan B-0 $914.32
Plan B-250 $717.64
Plan S-500 $547.24
You can register and make your payment on this website: Special Group
All of the plans available on that web page meet all J visa insurance requirements.
For this plan each person will register and pay separately.
If you have questions please email us or call us on our English customer service line at 1-317-318-8259 (English). Our service hours are 8am to 6pm (US Eastern Standard Time), 7 days a week.
Please contact us anytime if you have any other questions!
j1insurance.net
TaiAn Financial
(317)318-8259
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Hi!
I am applying for J1 visa as an exchange student of NC state University. I am already insured by my current university so want to get a plan for my family;
Wife, age 22
Two children under ager 2.
Can you please suggest me some suitable plans?
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Hi,
All of our Student & Scholar Plans meet the J visa insurance requirements of the US Department of State. TaiAn Plan B with a $100,000 benefit per illness or injury and a $250 annual deductible is the most popular plan that meets these requirements. Plan S with a $100,000 benefit per illness or injury and a $500 annual deductible is the least expensive plan that meets these requirements. The biggest difference between Plan B and Plan S is that Plan B has no coinsurance (insurance will pay 100% of eligible expenses after the insured pays the deductible) while Plan S has 20% coinsurance in UnitedHealthcare Options Network or 30% coinsurance out of Network.
For Plan B with $100,000 benefit per illness or injury and a $250 annual deductible, it will cost $65.52/month for someone between the ages of 25-49. For Plan S with $100,000 benefit per illness or injury and a $500 annual deductible, it will cost $49.74/month for someone between the ages of 25-49.
For each adult insured there is no cost for a dependent child under 10. Children free is only available on Individual plans, not group plans. Please click “ADD DEPENDENT(S)” while you’re filling out the form to add your child(ren) who is traveling with you. Since you already have coverage, you would list your wife (J2 visa) as the Primary insured, then add your children as dependents.
You can read the plan details and make your payment on our partner Taian’s website:
TaiAn Plan B: https://www.taianfinancial.com/products/taian-patriot-exchange/?r=j1blog
TaiAn Plan S: https://www.taianfinancial.com/products/taian-exchange-select/?r=j1blog
If you have questions please email us or call us on our English customer service line at 1-317-318-8259 (English). Our service hours are 8am to 6pm (US Eastern Standard Time), 7 days a week.
Please contact us anytime if you have any other questions!
J1insurance.net/blog
(317)318-8259
taianfinancial.com
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I need a J1 and J2 insurance, my son is 10 years old. Please give me a sample computation. If I get your insurance, what will I submit to the sponsoring organization, AMERICAN IMMIGRATION COUNCIL?
THANK YOU
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Please provide me with the cheapest plan? Why is Plan B more expensive that Plan S? Thank you.
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I need 18 months of insurance.
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Dear Alvin,
All Taian Student & Scholar Plans meet the J visa insurance requirements of the US Department of State. Please check your email for visa letter sample. You can provide the one you get after your purchase to show your sponsor you have the required coverage.
The best deal is TaiAn special group with a 10% discount.
Taian Special Group provides insurance for international students and scholars with a 10% discount on premiums compared to individual policies. All Taian Special Group Plans meet the J visa insurance requirements of your school and the US Department of State. Taian Plan B Group is the most popular group plan. You can choose TaiAn plan B, with a $0 Deductible with 10% off so that you have no deductible to pay if you have claims, or you can choose TaiAn plan B, $250 deductible with 10% off to save some more premium costs.
The plan covers the new illness or injury that happens after the plan becomes effective.
Plan B with $0 deductible is the plan with the best benefits.
Plan B with $250 deductible is the most popular plan.
Plan S with $500 deductible is the lowest-price plan.
Please see all plan options at the link below:
You can register and make your payment on this website: https://www.taianfinancial.com/applications/taian-group
All of the plans available on that web page meet all of your insurance requirements.
For this plan each person will register and pay separately. There is a $5 registration fee for each purchase or renewal. So it’s better to purchase the whole period instead of renewing every month.
For the most popular plan B-250, the total premium for 18 months for both ( one adult one 10 year old) will be: (58.97*18+5 )+(43.97*18+5)= 1,862.92.
For the cheapest plan S-500, the total premium for 18 months for both (one adult one 10 year old) will be (44.77*18+5)+(36.97*18+5)= 1,481.32
The Plan B is more expensive because it has a lower deductible, and no coinsurance. The lower deductible means the plan will start paying medical expenses after your first $250 of medical cost. The lower coinsurance means after the deductible the plan B will cover 100% of covered expenses, plan S will still leave you responsible for 25% of covered medical expenses.
If you have questions please email us or call us on our English customer service line at 1-317-318-8259 (English). Our service hours are 8am to 6pm (US Eastern Standard Time), 7 days a week.
Please contact us anytime if you have any other questions!