Travel Insurance for all ages with a wide range of benefits.

Choices from Cheapest to Comprehensive

For ages newborn to 99

Easy tool to choose the Best Travel Insurance

Sorting through travel insurance options can be complex, but it doesn’t have to be. Our straightforward decision tool is designed to simplify your search. Just enter basic details like your age, gender, citizenship, country of residence, destination, and trip cost (if considering trip expense coverage). You’ll be able to compare quotes quickly and easily—no personal details or email address required. Make the best decision with minimal hassle and maximum confidence!

Click Here For Easy Travel Insurance Comparison Tool

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Hints for choosing the Best Travel Insurance

Plan Selection Hints

Buy before you travel and shortly after you pay

Some plans have benefits that depend on buying the insurance soon after your trip expenses are paid.
Once you pay for your trip, you have a risk that something could happen to interfere with your ability to travel. As with all insurance, you can only collect on your insurance if you buy insurance before a claim eligible expense happens.

Some plans can be extended and some can not

Plans designed to cover medical expenses but not travel costs can be extended. For these plans you can select dates and pay for part of your trip upfront, and then extend coverage before it expires. Plans designed to cover medical expenses AND travel costs can not be extended. For these plans you need to use the full time you are traveling and pay upfront for the whole trip.
- Extendable Travel Insurance Plans
  - IMG Patriot International Lite
  - IMG Patriot International Platinum
  - GlobeHopper Senior Single-Trip
  - Outreach International
- Travel Insurance Plans with single upfront payment only
  - iTravelInsured Travel Lite
  - iTravelInsured Travel SE
  - iTravelInsured Travel LX
  - iTravelInsured Travel Sport

Plans for US Domestic Travel are different from International Travel

These Travel Insurance Plans are available for US residents traveling anywhere in the world, including in the US, International Destination, or on a cruise ship.
- iTravelInsured Travel Lite
- iTravelInsured Travel SE
- iTravelInsured Travel LX
- iTravelInsured Travel Sport
These Travel Insurance Plans are available for US residents traveling internationally to any International Destination or on a cruise ship.
- iTravelInsured Travel Lite
- iTravelInsured Travel SE
- iTravelInsured Travel LX
- iTravelInsured Travel Sport
- Patriot International Lite
- Patriot International Platinum
- GlobeHopper Senior Single-Trip
- Outreach International

Some Travel plans cover travel expenses and medical costs and some cover mostly medical costs.

Plans that cover both travel expenses and medical expense
- iTravelInsured Travel Lite
- iTravelInsured Travel SE
- iTravelInsured Travel LX
- iTravelInsured Travel Sports
Plans that cover mostly medical expenses only
- Patriot International Lite
- Patriot International Platinum
- Outreach International.
- GlobeHopper Senior Single-Trip

Some plans limit medical benefits for older ages. When choosing the best travel insurance if you are a senior, consider the medical limits based on age. Most of our plans can be issued to people up to 99 years old.

Medical Benefits not limited based on age
- iTravelInsured Travel Lite
- iTravelInsured Travel SE
- iTravelInsured Travel LX
Medical Benefits ARE limited by age
- iTravelInsured Travel Sport – age limits for select sport activities. Not available for people over 65.
- Patriot International Lite – $10,000 medical benefit limit for people over 80
- Patriot International Platinum – $1,000,000 max for 65-69 age, $100,000 max for 70-79 age, $20,000 max for 80+ age.
- GlobeHopper Senior Single-Trip – $100,000 of coverage available up to 99 years old.
- Outreach International. – $10,000 medical benefit limit for people over 80

Different Plans have very different coverage for Pre-existing medical conditions, and different definitions of Pre-existing medical Conditions. All plans have some limitation on coverage for Pre-existing medical conditions.

Plans with more coverage for Pre-existing conditions (narrower definition of a pre-existing condition, and fewer dollar limits on the coverage).
- iTravelInsured Travel LX
- iTravelInsured Travel SE
- iTravelInsured Travel Lite
- iTravelInsured Travel Sport
Plans with less coverage for Pre-existing conditions (broader definition of a pre-existing condition, and more dollar limits on the coverage)
- Patriot International Lite – Coverage for Acute Onset of Pre-existing conditions subject to dollar limits. No coverage for 70 years old or older.
- Patriot International Platinum – Coverage for Acute Onset of Pre-existing conditions subject to dollar limits. No coverage for 70 years old or older.
- GlobeHopper Senior Single-Trip – Limited coverage (up to $2,500) for Sudden and Unexpected Reoccurrence of a Pre-existing Condition.
- Outreach International. – Coverage for Sudden and Unexpected Reoccurrence of Pre-existing conditions subject to dollar limits. No coverage for 70 years old or older.

Sometimes it costs less to buy better medical benefits buying a plan that covers both medical and travel costs. When getting a quote try using a low trip cost to find out (use $250 to meet the minimum trip cost)

- Example: What is the cost of 30 days of coverage for a 70 year old male from Indiana for international travel with a $250 trip cost? (pricing done 5/7/24)
  - iTravelInsured Travel Lite: $42.82. ($100,000 medical benefit, $0 deductible)
  - iTravelInsured Travel SE: $53.49 ($250,000 medical benefit, $0 deductible)
  - iTravelInsured Travel LX: $69.96 ($250,000 medical benefit, $0 deductible)
  - GlobeHopper Senior Single-Trip: $302.70. ($50,000 medical benefit, $0 deductible)
  - iTravelInsured Travel Sport: N/A
  - Patriot International Lite: $259.13 ($50,000 medical benefit, $0 deductible)
  - Patriot International Platinum: $522.38 ($50,000 medical benefit, $0 deductible)
  - Outreach International: $283.50 ($50,000 medical benefit, $0 deductible)

It’s a surprising result and important to keep in mind. If you want medical beneifts only, it’s less costly to buy the medical benefit by entering a low travel expense and buying a plan that covers medical and trip costs!

Selecting the right plan to meet your needs depends on many variables:

- - State of residence – There are benefit differences in some plans based on state, and some plans aren’t available in all states
  - Age – Some plans limit benefits for travel insurance for people over 65 years old
  - Benefit needs – Do you want a cancel for any reason benefit? Do you need coverage for over a year?
  - Affordability – Plans differ significantly in terms of cost

For all of these reasons we suggest you use our decision tool to help. Click here.

Testimonials

Find out what our customers say

iTravelInsured was the best Decision I made on this Trip

I had a medical emergency while on board a cruise ship. My dream vacation was ruined, and my long term health at risk. Thanks to Forbes Advisor Best Of 2023 Awards I chose protection with iTravelInsured Travel LX. It protected my health and I didn’t end out with huge uncovered medical bills. -Caitlin-

Reduced my fear

I spent a lot of money on my trip. A friend recommended IMG insurance. For this trip, I had no claims, but slept better knowing I had protection. -Jim-

Long time buyer, first time with a claim

I’ve been buying coverage for my travels from iTravelInsured for a while now and never had a claim. As a result, I always wondered if it was worthwhile. This time I ended out unable to travel when a major airline had a severe system outage and cancelled flights which led to me missing my cruise. Thank goodness I had insurance. -Jessica-

Missed Connection

Flying has become so unreliable! My flight was delayed so I missed my connection for my trip to Europe. Since it was a busy travel time, I couldn’t get another flight until late the next day. I’m so glad I had insurance! -Mary-

Great for snowbird like me with Medicare Part C

I’m 72 and spend a month in Florida every winter. With my Medicare Part C there are no network providers in Florida. I’m worried about a medical emergency but not worried about travel costs so I used the minimum of $250 in the application. It only cost $69.96 for TravelLX for 30 days of coverage with $500,000 of emergency medical benefits. In my opinion that’s an easy way to reduce stress. -Robert-

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Plan Highlights

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iTravelInsured Travel SE – Most Popular Trip Insurance Plan

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1) Trip Expense coverage and unexpected medical expense benefits

2) Benefits not limited by age. Issue age up to 99.

3) Trip cancellation benefit up to 100% of trip cost

4) Trip interruption benefit up to 150% of trip cost

5) $250,000 medical expense coverage for unexpected illnesses & accidents while traveling

6) COVID-19 treated the same as any other illness

7) $500,000 coverage for emergency medical evacuation

8) Trip delay coverage up to $2,000 after delay of 12 hours

9) Coverage for Airline Change fees, Frequent traveler rewards, Rental Car Damage and Theft, Missed Trip Connection, Pet Kennel, Accidental Death and Dismemberment, Lost or Delayed Baggage

10) Travel Protection Plan consists of travel insurance and other non-insurance travel assistance service

iTravelInsured Travel Lite – Low Cost Trip Insurance Plan

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1) Trip Expense coverage and unexpected medical expense benefits

2) Benefits not limited by age. Issue age up to 99.

3) Trip cancellation benefit up to 100% & interruption benefit up to 125% of trip cost

4) COVID-19 treated the same as any other illness

5) $100,000 medical expense coverage for unexpected illnesses & accidents while traveling

6) $500,000 coverage for emergency medical evacuation

7) Trip delay coverage up to $500 after delay of 12 hours

8) Coverage for Lost or Delayed Baggage

9) Travel Protection Plan consists of travel insurance and other non-insurance travel assistance service

iTravelInsured Travel LX – Most Comprehensive Trip Insurance Plan

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1) Trip Expense coverage and unexpected medical expense benefits

2) Benefits not limited by age. Issue age up to 99.

3) Cancel/Interruption for Any Reason benefit available as optional upgrade

4) Trip cancellation benefit up to 100% and interruption up to 150% of trip cost

5 COVID-19 treated the same as any other illness

6) $500,000 medical expense coverage for unexpected illnesses & accidents while traveling

7) $1,000,000 coverage for emergency medical evacuation

8) Trip delay coverage up to $2,500 after delay of 6 hours

9) Coverage for Airline Change fees, Frequent traveler rewards, Rental Car Damage and Theft, Missed Trip Connection, Pet Kennel, Accidental Death and Dismemberment, Lost or Delayed Baggage, search and rescue, political or security evacuation, natural disaster evacuation, sports equipment rental

10) Optional cancel for any reason or interruption for any reason benefit

11) Travel Protection Plan consists of travel insurance and other non-insurance travel assistance service

Patriot International Lite – Low Cost Travel Medical

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1) Travel Medical Insurance

2) Benefits are limited by age. $10,000 medical benefit limit for people over 80. Issue age up to 99.

3) Medical coverage for unexpected illnesses & accidents up to policy maximum (policy maximum choices up to $1,000,000)

4) COVID-19 treated the same as any other illness

5) Maximum medical benefit limits from $50,000 to $1,000,000

6) $1,000,000 coverage for emergency medical evacuation

7) A variety of benefits can be added on for an additional cost

Patriot International Platinum – Best Coverage Travel Medical

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1) Travel Medical Insurance – Our Best Medical Benefit Maximum

2) Benefits are limited by age. $1,000,000 max for 65-69 age, $100,000 max for 70-79 age, $20,000 max for 80+ age. Issue age up to 99.

3) 24/7 access to telehealth providers for non-emergency care

4) Medical coverage for unexpected illnesses & accidents up to policy maximum (policy maximum choices up to $8,000,000)

5) COVID-19 treated the same as any other illness

6) Maximum medical benefit limits from $2,000,000 to $8,000,000

7) Emergency medical evacuation coverage up to policy maximum

8) Access to Travel Intelligence App for location-specific alerts & information

9) A variety of benefits can be added on for an additional cost

GlobeHopper Senior Single-Trip

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Globehopper Senior Travel Medical — GlobeHopper Senior Single-Trip

1) GlobeHopper Senior Single-Trip – For Medicare recipients traveling abroad

2) Benefits are limited by age. $100,000 of coverage available up to 99 years old.

3) Travel medical insurance for travelers age 65+

4) Extensions: Up to 12 continuous months

5) Deductible options from $0 to $2,500

6) Maximum medical benefit limits from $50,000 to $1,000,000

7) Emergency medical evacuation coverage up to $250,000 maximum

8) A variety of benefits can be added on for an additional cost

Outreach International Travel Medical

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1) Outreach International Travel Medical – For Missionaries traveling abroad

2) Benefits are limited by age. $10,000 medical benefit limit for people over 80

3) Medical coverage for unexpected illnesses & accidents up to policy maximum

4) Designed to meet the medical insurance needs of missionaries and mission groups

5) Maximum medical benefit limits from $50,000 to $2,000,000 (benefits limited based on age, at 65 benefits are limited to $100,000 or less.)

6) Deductible options from $0 to $1,000

7) $500,000 coverage for emergency medical evacuation

iTravelInsured Travel Sport

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